Privacy Policy – Courtney Lam, DMD

Last updated: June 4, 2026

This Privacy Policy describes how Courtney Lam (“we,” “us,” or “our”) collects, uses, and protects information in connection with a personal SMS notification service operated at courtneylamdmd.com. By providing your mobile number and opting in, you agree to the practices described below.

Information We Collect We collect only the information you provide directly: your name (optional) and the mobile phone number you use to opt in. We also process the content of text messages you send to and receive from our service for the purpose of logging and summarizing personal budget and account activity.

How We Use Your Information Your mobile number and related information are used solely to send the recurring SMS notifications you have requested — including budget transaction confirmations, spending summaries, account reminders, and replies to messages you initiate. We do not use your information for any other purpose.

SMS / Text Messaging No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Message frequency varies. Message and data rates may apply. You can opt out at any time by replying STOP, and you can request help by replying HELP.

Sharing and Disclosure We do not sell, rent, or trade your personal information. We do not share your mobile opt-in data or phone number with third parties for their own marketing purposes. We may disclose information only where required by law or to protect our legal rights.

Data Retention and Security We retain your information only as long as needed to operate the notification service and meet legal obligations. We use reasonable administrative and technical safeguards to protect the information we hold.

Your Choices You may opt out of SMS messages at any time by replying STOP to any message. To stop participating and have your information removed, contact us using the details below.

Changes to This Policy We may update this Privacy Policy from time to time. Material changes will be reflected by the “Last updated” date above.